A Rock Hit My Windshield, Who Pays for the Damage?
If you are driving on the highway and your windshield suddenly gets hit by a rock or other debris, who is responsible?
Do you have to chase down the other driver?
Getting a rock hit is a common occurrence. If the glass damage is caused by a rock or piece of debris that was kicked up off the road, then the other driver is not at fault.
However, if the other driver is transporting materials such as trash, tools or wood, for example, and that debris flies off the other vehicle and causes damage to your car, then the other driver is responsible.
It’s nearly impossible to chase down another driver to make him or her pay for the damage, let alone prove that they caused that damage.
What should you do if a rock hits your windshield which causes glass damage?
Whether the damage is the responsibility of the other driver or not, it’s best to follow these tips below:
- 1- Get it repaired immediately. The longer you wait, the higher your chances are that the rock hit will turn into a large crack and destroy your windshield.
- 2- Call the experts! Call Windshield Repair Doc. We have fixed thousands of rock chips in the Indy area and we can fix yours too. We even offer a Lifetime Warranty on your repair.
- 3- Get Comprehensive Auto Insurance. If you don’t already have Comprehensive Glass coverage on your auto insurance, then get it. Comprehensive auto insurance will cover windshield chip repair 100%. The insurance company will pay the glass repair specialist directly and you pay nothing. No deductible is required and your rates will not increase.
Rock chips and dings are inevitable especially if you are on the road a lot. So, if you ever find yourself driving behind a dump truck or some other vehicle transporting materials, then do the smart thing and get out of the way so you can stay clear of any rock hits.